Start a renters claim

You should contact your insurance company as soon as possible to report a claim. In general, the sooner you contact them, the sooner you could have your claim resolved.

When filing a renters insurance claim, make sure you have the following information on hand:

• Your policy number
• Date the incident occurred
• Details about the incident (i.e. police report)

It's also helpful if you have an inventory of your stolen/damaged items when you file a claim.

Renters insurance helps keep your stuff safe, whether it's on your desk, under your couch, or even in your car. Your landlord will likely have coverage for the actual apartment or home where you live. But that doesn't cover all the things you keep at your place. Think plasma TVs, cellphones, laptops, you get the idea. Know what covers all that? You got it ... renters insurance.